Bathgate Business Finance

Bathgate Business Finance are an independent ‘business to business’ finance provider, and our aim, very simply, is to give our customers access to the funding that they require.

We are a relationship led business and work closely with professionals to add value to the services given to their clients – we will always focus on the business proposition and the people behind it, rather than being constrained by the equipment or the business sector.

We provide Asset Finance, Invoice Discounting and Factoring, Contract Hire and PCP, Property Loans, and Bridging Finance, Partners Professional Indemnity funding as well as loans against VAT, Corporate Tax and Insurance Premiums.

What We Do ?

We aim to make business finance simple. We offer a one stop commercial lending service for businesses, with plenty of options to choose from. Whether you require a bridging loan, asset finance, cash flow funding or need help with a buy to let mortgage, Bathgate can offer assistance. We know the market, we are funder product champions ,we can work alongside you to submit applications to appropriate funders in a structured manner.

• Cash Flow Funding – This type of financing is based on your business cash flow, rather than your assets. Keep your business ticking over smoothly.

• Buy to Let Mortgages – Bathgate Business Finance can arrange commercial mortgages for single or portfolio properties. Competitive and tailored to your needs, our buy to let funding can open up a number of investment opportunities.

• Bridging Loans – If you need short term finance at short notice, then a bridging loan is ideal. Bathgate works with all the major lenders to secure suitable bridging loans for each client.

• Invoice Discounting – Need invoices paying now? Invoice financing can aid your business cash flow and free up 90% of your invoice costs.

• Development Funding – We specialise in funding for small to large scale property developments. We can help you secure funding for residential or commercial projects.

• Unsecured Business Loans – A short term unsecured business loan can be obtained in as little as four hours with Bathgate. They are generally used as an alternative to a bank overdraft. Can be used to spread periodic VAT and Tax payments.

• Commercial Mortgages – As experts in mortgages, we can help you find the funding for your dream commercial property. Financing can be used for offices, warehouses, retail units, hotels and more.

• Business Expansion Working Capital – It is rare that a business has the cash up front to expand. If you want to see your business grow, we can arrange a working capital loan.

• Asset Finance – We can help you release cash tied up in existing assets such as machinery or equipment. We also offer flexible finance so businesses can invest in the expensive equipment they need.

• Business Acquisition – If you need financial help for business acquisition, Bathgate Lending can offer a variety of funding solutions.

• Merchant Cash Advance – Perfect for small and medium sized businesses, a merchant cash advance is available to any company which takes card payments.

• Start-up Finance Capital Injection – If you need a helping hand to get your new business off the ground, Bathgate offers a range of options for capital injection.

• Peer to Peer Lending – We help profitable businesses benefit from lending from a number of small investors rather than a large financial borrower.

• Management Buy Outs/ Buy Ins – Our experts will help you raise the significant funds needed for a MBO or MBI

Our website shows a good number of our latest deals and gives further details of how we like to work.