What We Do ?
We aim to make business finance simple. We offer a one stop commercial lending service for businesses, with plenty of options to choose from. Whether you require a bridging loan, asset finance, cash flow funding or need help with a buy to let mortgage, Bathgate can offer assistance. We know the market, we are funder product champions ,we can work alongside you to submit applications to appropriate funders in a structured manner.
- Cash Flow Funding – This type of financing is based on your business cash flow, rather than your assets. Keep your business ticking over smoothly.
- Buy to Let Mortgages – Bathgate Business Finance can arrange commercial mortgages for single or portfolio properties. Competitive and tailored to your needs, our buy to let funding can open up a number of investment opportunities.
- Bridging Loans – If you need short term finance at short notice, then a bridging loan is ideal. Bathgate works with all the major lenders to secure suitable bridging loans for each client.
- Invoice Discounting – Need invoices paying now? Invoice financing can aid your business cash flow and free up 90% of your invoice costs.
- Development Funding – We specialise in funding for small to large scale property developments. We can help you secure funding for residential or commercial projects.
- Unsecured Business Loans – A short term unsecured business loan can be obtained in as little as four hours with Bathgate. They are generally used as an alternative to a bank overdraft. Can be used to spread periodic VAT and Tax payments.
- Commercial Mortgages – As experts in mortgages, we can help you find the funding for your dream commercial property. Financing can be used for offices, warehouses, retail units, hotels and more.
- Business Expansion Working Capital – It is rare that a business has the cash up front to expand. If you want to see your business grow, we can arrange a working capital loan.
- Asset Finance – We can help you release cash tied up in existing assets such as machinery or equipment. We also offer flexible finance so businesses can invest in the expensive equipment they need.
- Business Acquisition – If you need financial help for business acquisition, Bathgate Lending can offer a variety of funding solutions.
- Merchant Cash Advance – Perfect for small and medium sized businesses, a merchant cash advance is available to any company which takes card payments.
- Start-up Finance Capital Injection – If you need a helping hand to get your new business off the ground, Bathgate offers a range of options for capital injection.
- Peer to Peer Lending – We help profitable businesses benefit from lending from a number of small investors rather than a large financial borrower.
- Management Buy Outs/ Buy Ins – Our experts will help you raise the significant funds needed for a MBO or MBI