MEMBER FOCUS: Bathgate Business Finance

What We Do ?

We aim to make business finance simple. We offer a one stop commercial lending service for businesses, with plenty of options to choose from. Whether you require a bridging loan, asset finance, cash flow funding or need help with a buy to let mortgage, Bathgate can offer assistance. We know the market, we are funder product champions ,we can work alongside you to submit applications to appropriate funders in a structured manner.


  • Cash Flow Funding – This type of financing is based on your business cash flow, rather than your assets. Keep your business ticking over smoothly.


  • Buy to Let Mortgages – Bathgate Business Finance can arrange commercial mortgages for single or portfolio properties. Competitive and tailored to your needs, our buy to let funding can open up a number of investment opportunities.


  • Bridging Loans – If you need short term finance at short notice, then a bridging loan is ideal. Bathgate works with all the major lenders to secure suitable bridging loans for each client.


  • Invoice Discounting – Need invoices paying now? Invoice financing can aid your business cash flow and free up 90% of your invoice costs.


  • Development Funding – We specialise in funding for small to large scale property developments. We can help you secure funding for residential or commercial projects.


  • Unsecured Business Loans – A short term unsecured business loan can be obtained in as little as four hours with Bathgate. They are generally used as an alternative to a bank overdraft. Can be used to spread periodic VAT and Tax payments.


  • Commercial Mortgages – As experts in mortgages, we can help you find the funding for your dream commercial property. Financing can be used for offices, warehouses, retail units, hotels and more.


  • Business Expansion Working Capital – It is rare that a business has the cash up front to expand. If you want to see your business grow, we can arrange a working capital loan.


  • Asset Finance – We can help you release cash tied up in existing assets such as machinery or equipment. We also offer flexible finance so businesses can invest in the expensive equipment they need.


  • Business Acquisition – If you need financial help for business acquisition, Bathgate Lending can offer a variety of funding solutions.


  • Merchant Cash Advance – Perfect for small and medium sized businesses, a merchant cash advance is available to any company which takes card payments.


  • Start-up Finance Capital Injection – If you need a helping hand to get your new business off the ground, Bathgate offers a range of options for capital injection.


  • Peer to Peer Lending – We help profitable businesses benefit from lending from a number of small investors rather than a large financial borrower.


  • Management Buy Outs/ Buy Ins – Our experts will help you raise the significant funds needed for a MBO or MBI